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River Parishes Community College


Academics at River Parishes Community College

River Parishes Community College, Academic Affairs, includes all technical and transfer credit programs, library services, and college-wide institutional effectiveness. Academic Affairs supports the mission of RPCC through providing leadership, quality service, and instruction that leads to technical certificates, diplomas, and associate degrees for transfer or the workforce.

  1. Academic Programs
  2. Academic Calendars
  3. Catalog and Student Handbook
  4. Online Bookstore
  5. Transfer Resources
  6. Transfer and Articulation
  7. RPCC Canvas

Federal Direct Loans

What are Federal Direct Loans?
River Parishes Community College participates in the William D. Ford Federal Direct Loan Program. Students borrow directly from the federal government. No separate application from a bank or other lender is needed to receive Direct Stafford Loans.

Applying for a Federal Direct Loan
When you complete the Free Application for Federal Student Aid or the Renewal Free Application for Federal Student Aid, you are applying for all of the aid programs for which you may be eligible, including direct loans.

If a William D. Ford Federal Direct Stafford Loan (subsidized or not subsidized) has been offered to you as part of your aid package it will post on the Award Offer section of LoLA. You can accept, decline, or change your award up to the amount offered.

General Requirements
Once you are awarded a Federal Direct Student Loan, you must fulfill certain conditions before loan funds can be credited to your account.

These include:

  • Completion of a Loan Entrance Interview
    An Entrance Interview is actually a counseling session which is designed to help you better understand your obligation as a borrower and provides other useful information on the loan process. Entrance Interviews are required for all of first time, first-year borrowers. Loan borrowers must complete an Entrance Interview.
  • Signing the Master Promissory Note
    All Direct Stafford Loan borrowers must complete a Master Promissory Note (MPN) using their FSA ID. The same FSA ID is used to complete your online FAFSA is used to sign your MPN. To obtain a FSA ID, click here.

Information Disclosure

Once a student completes the process for a Federal Direct Loan and funds are disbursed, the student’s information regarding the loan is reported to the National Student Loan Database System (NSLDS) by the federal processor. The information on NSLDS is accessible by any institutional or governmental entity that has legal access to NSLDS. The information is updated as needed with regards to enrollment status, graduation dates, and additional loans taken.

Students may also get access to NSLDS online and setup an account.

Right to Cancel
Federal regulations allow student loan borrowers up to 14 days after disbursement of funds to cancel or reduce the loans. The following describes the process to request a cancellation or reduction of student loans.

To request changes to your loan(s), please complete a Loan Change Request Form and return it to the Office of Financial Aid.

If the cancellation results in a balance due on your student account, payment will be required immediately.

If you repay your loans directly to the Direct Loan Service provider, your loan account will be credited as a repayment on the loan rather than a reduction/cancel. This means that your loan fees will not be reduced, nor will it renew you academic year eligibility. If you had already borrowed your academic year limit, your will not be able to re-borrow this amount later.

Exit Counseling
When a student loan borrower ceases to be enrolled at least 6 hours (1/2 time) at RPCC, whether due to graduation or withdrawal, the student is required to complete Exit Counseling.

The school receives notification from the federal processor when this is done.